Author: Tom Houston

  • Do I Need a 20% Down Payment to Buy a House?

    A Simple Guide to Down Payment Requirements for Today’s Homebuyers In This Article One of the biggest misconceptions about buying a home is that you need a 20% down payment. The truth is, many buyers purchase homes with much less. Depending on the loan program, some qualified borrowers may be able to purchase a home…

  • What Is Family Opportunity Financing?

    A Guide to Buying a Home for an Aging Parent or an Adult Child with a Disability In This Article If you’re thinking about buying a home for an aging parent or an adult child with a disability, Family Opportunity Financing may be an option worth exploring. In this article, you’ll learn how the program…

  • Should I Refinance My Mortgage? A Simple Guide for Florida Homeowners

    In This Article If you’ve been wondering whether refinancing could lower your monthly payment, help you pay off your mortgage sooner, or improve your overall financial situation, you’re not alone. In this guide, you’ll learn how refinancing works, when it makes sense, when it may not, and some options that many homeowners don’t even realize…